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In terms of your oral health and fitness, you have earned nothing but the very best dentist. Here are a few explanations why Genesis Dentistry stands out:

Seasoned Crew: Our dentists are hugely qualified and seasoned in a wide array of dental treatments, making sure you get the best regular of treatment.
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At Genesis Dentistry Santa Clara, we feel that everyone warrants a balanced, stunning smile. Irrespective of whether you're needing Invisalign, implants, cosmetic dentistry, or basic dental care, our committed staff is in this article to provide you with the best possible support. Get hold of us now to schedule your appointment and take the first step towards Implants attaining the smile of one's dreams.

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隱私權政策

立即跳往：甚麼是無契樓｜較常見的無契樓｜無契樓按揭｜無契或影響樓價｜補領樓契｜常見問題

住商不動產特約代書余春慈表示，每家銀行對於財力證明的評估標準都不盡相同。不過，余春慈認為，「儲蓄險」在銀行的對保審核上，依然能夠發揮一定的加分效果。此外，余春慈也提到，若還款人是家中的經濟主力，若有「人身壽險」的保障加持，也可能在房貸申請上，起到加分的作用。

執平貨注意!! 點解銀行唔批成交價遠低於市價嘅按揭? 如果想執平貨，又要有咩準備?

部份業主即使已經贖契，也會重新進行翻按，並把借出的物資金放在「按揭儲蓄掛鈎戶口」內以抵銷利息開支，但同時間樓契也可抵押在銀行上。

樓契副本是遺失樓契後補領的文件，物業市場上不時出現無契樓或半契樓，都是因為樓契的缺失而造成，而樓契背後牽涉的業權問題亦相當複雜。如果你並不知道樓契的重要性，千居在以下文章將會詳述，樓契副本的補領程序，告訴你遺失樓契究竟有多嚴重，以及提醒業主和買家關於樓契的注意事項。

現在，多間銀行推出「綠色按揭」計劃，按揭申請過程全無紙化，由遞交按揭申請、上載申請文件、查閱批核結果至日常賬單管理，全程線上辦理，將按揭服務數碼化，推動減碳環保，申請「綠色按揭」亦可獲得額外優惠，以吸引業主購入符合綠建環評原則的物業，並進一步提倡環保理念。

顧名思義，「無契樓」是指泛賣家於出售物業時未能向買家提供整份樓契，又或者是其所出示的樓契中，缺少了如轉名契、授權書或買賣合約等部份重要文件。賣家未能夠提供樓契或完整樓契有很多不同原因，最普遍是因為時間久遠而遭到業主大意遺失，有些情況是在過往進行買賣時，律師樓在處理過程中遺失所導致，亦有機會是因為相關物業屬逆權侵佔所得，故並沒有樓契。

不論係買賣樓宇、申請按揭，銀行都要查樓契，樓契係非常重要，如果不幸遺失，有機會唔批按揭。當供完樓，業主就要贖契，咁可以用咩方法保存樓契?如果想贖契又要做咩步驟?

鑒於各企業經常簽署保密契約，因此本文就保密契約中常見的條款做一個簡要的介紹，並對於條款內容提出建議以便企業未來在草擬保密契約，草擬適合的契約內容或是在收到他方提供之保密契約時能夠察覺易生爭議的條款而加以修正。

「分權共有」就是用百分比來表達出各人持有的業權份數，而每名持有人均有權處理其自己的業權份數，也就衍生所謂的「半契樓」，意即持有部份業權的持有人出售了其持有份數。不過雖然各人持有的份數並不相同，但其在單位內的「佔用權」卻平等。

買新盤程序 ｜買二手樓程序｜首期計算｜ 印花稅計算｜按揭教學｜ 律師費須知

而不時都會有「無契樓」以低市價放售，定價十分吸引。咁究竟「無契樓」買唔買得過同埋有咩需要注意？

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While in the realm of homeownership, preserving a practical plumbing program is paramount to safeguarding your house and making certain the ease and comfort of one's home. From drain cleansing to unexpected emergency plumbing companies, each and every homeowner encounters plumbing concerns sooner or later. In this in depth tutorial, we'll delve into the necessity of drain cleaning, the necessity of repiping, as well as urgency of unexpected emergency plumbing solutions, featuring insights into how to handle common plumbing difficulties and discover responsible remedies.

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